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What age do you need to be to get a mobile contract in the UK?

What age do you need to be to get a mobile contract in the UK?

Most Useful Answer Pondlife  Aug. 3, 2012 at 14:34

18

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Pondlife  Aug. 3, 2012 at 14:34

18

Pondlife  Aug. 3, 2012 at 14:35

or over now I read that back :)

matt101101 / MOD  Aug. 3, 2012 at 15:03

At least 18, but even then there's no guarantee you'll pass the required credit check.

Treab  Aug. 3, 2012 at 15:43

18 unless your parents take out the contract for you with an agreement with you to pay it... i.e. a capped one ;)

matt101101 / MOD  Aug. 3, 2012 at 15:57

18 unless your parents take out the contract for you with an agreement with you to pay it... i.e. a capped one ;)
That's still their contract, not yours. It's their credit rating on the line and they'd be responsible for any charges their kid racked up. They'd also be out of pocket if said kid decided to spend all their money and then didn't have enough to give mummy and daddy for the contract.

Or if you're a spoilt, self-entitled brat; mummy and daddy will just pay your contact with pleasure, because they think that shows they love you.

Treab  Aug. 3, 2012 at 16:00

18 unless your parents take out the contract for you with an agreement with you to pay it... i.e. a capped one ;)
That's still their contract, not yours. It's their credit rating on the line and they'd be responsible for any charges their kid racked up. They'd also be out of pocket if said kid decided to spend all their money and then didn't have enough to give mummy and daddy for the contract.

Or if you're a spoilt, self-entitled brat; mummy and daddy will just pay your contact with pleasure, because they think that shows they love you.


thats why i said a capped one ;)

matt101101 / MOD  Aug. 3, 2012 at 16:07

18 unless your parents take out the contract for you with an agreement with you to pay it... i.e. a capped one ;)
That's still their contract, not yours. It's their credit rating on the line and they'd be responsible for any charges their kid racked up. They'd also be out of pocket if said kid decided to spend all their money and then didn't have enough to give mummy and daddy for the contract.

Or if you're a spoilt, self-entitled brat; mummy and daddy will just pay your contact with pleasure, because they think that shows they love you.


thats why i said a capped one ;)

Hmm...

I don't like the idea of buying kids contracts. You wouldn't let your kid loose with your credit card, credit limit or not. IMO, credit is only sold to adults for a reason, that reason is; you need certain level of maturity and self-control to use it safely. I don't think relying on a network cap to do your parenting for you is a very good idea at all.

I do see the other side of the argument and I see why many parents just buy their kids contracts: ease of use, cheap way to get the latest phones, all their friends do it etc etc. I want my daughter to know that everything has a value and she should appreciate what she has. Knowing "daddy has to pay it, so it doesn't matter what I do", is not the attitude I want my kid to have.

Pondlife  Aug. 3, 2012 at 16:26

Often better value for the tariff as well as the phone though. If the cap is set at the basic monthly cost and they pay it just as they would the topup I don't see the harm. That said I still don't see why anyone wants children anyway...
Not much of a point in any way but since you mention kids and credit cards lots of American parents do let their kids loose with their credit cards. When signatures were the way to check purchases they often left the signature strip blank so their kids could use them, hmm wonder why card fraud was such a problem there....

matt101101 / MOD  Aug. 3, 2012 at 16:59

Often better value for the tariff as well as the phone though.
True, but not the point. You have to be an adult to get credit for a reason. No responsible parent would buy their kid a bottle of vodka or let them borrow their car without insurance or a licence. Both cars and vodka are harmless when used sensibly and in moderation. The same is true for credit.


they pay it just as they would the topup
That's where the problem lies, if they spend all their money, they know their parents still have to pay the contract. Whereas with PAYG, it's tough sh*t if they manage their money badly.


lots of American parents do let their kids loose with their credit cards.
Are you sure that's not just a stereotype which you've picked up from American TV shows and movies? I seriously doubt "normal" Americans let their kids loose with their credit cards. That wouldn't work in the UK anyway, the kid would get turned away at the tills for trying to use a credit card that obviously wasn't theirs.

Pondlife  Aug. 3, 2012 at 17:16

That is a point but could also be seen as just throwing money at phone companies when some contracts on hukd can actually pay you to take them.. Guess they have to earn the trust that they will pay their pay or take it in advance as if it was p&go. Depends on age of kids and how much they need to use phone I guess anyway.

No I'm sure as I experienced it in Selfridges when I repeatedly refused to accept them, though they had apparently been accepted in other parts of the store. I even said once so if someone steals the card they can sign it and use it easily as it will match signature on card. "oh had never thought of that".

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