Do you have to buy insurance when you buy iphone 4?

I am buying an iphone 4 and I would like to take insurance on it as it is such a big spend for me. Do I have to buy it at the time I buy the phone from them? Or can you buy it later on or even from someone else? Is it cheaper to get the iphone insurance elsewhere?

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JanSt / MOD  Feb. 18, 2011 at 09:07

No, plenty of ambulance chasers,...oops, insurers out there keen to serve you. Amongst them:

Caution though: read the small print and make sure you are happy. For example, check that it covers water damage, accidental damage, anything you think you might need.
You could also check and see if it is covered on your house insurance. You MUST NOT have to premiums for the same items. If your phone is covered buy your household policy, do NOT buy another one! You'll fall into legal limbo, and both companies will claim you breached contract ;)


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