broski10

Is it illegal to stop paying a mobile bill?

I'm in a bit of a dispute with T-Mobile. Would it be illegal to stop paying my bill for now? Could it affect my credit rating?

Most Useful Answer Crabcatcher  Feb. 19, 2012 at 16:17

What will likely happen is the account will be suspended due to non payment with a 14-28 day option to pay the amount owed. If after this period payment is withheld the account will be closed and the total amount outstanding for the remainder of the contract sold to a Debt collection agency and a default applied to your credit file.

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matt101101 / MOD  Feb. 16, 2012 at 14:06

Meh...grey area.

You're not going to get arrested for it but T-Mobile may well bar your phone, cancel your contract and send the bailiffs 'round with a court order to get their phone back (or goods of an equal value).

Best to pay your bill, after all you signed the contract.

neilcaldwell  Feb. 18, 2012 at 16:48

If there's a dispute though (I'm guessing about charges), you could legally withold that amount if you felt the charges were appplied incorrectly. If TMobile then proceeded to enforce these and they were wrong(and you could prove it) you could sue them. In the 1st instance always best to talk to them and try to iron things out though. depends on the issue /charges etc. Theu could be contractually correct. more info needed I think.

Crabcatcher  Feb. 19, 2012 at 16:17

What will likely happen is the account will be suspended due to non payment with a 14-28 day option to pay the amount owed. If after this period payment is withheld the account will be closed and the total amount outstanding for the remainder of the contract sold to a Debt collection agency and a default applied to your credit file.

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