What do you think about insurance?

Waste of money - or vital for expensive smartphones? I'm usually really careful, though I did almost drop my phone down the toilet the other day hahaha!

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karlwatson  Jun. 10, 2011 at 20:45

I've got mobile insurance through my bank account so I don't think about it too much.

However, dropping your phone down the toilet probably won't be covered anyway as it was be classed as water damage.

blizzard7  Jun. 10, 2011 at 20:47

Depends on how clumsy you are/ how fragile the phone you are getting is. Oh and don't use your phone in the bathroom for your sake ;)

heenan73  Jun. 13, 2011 at 13:31

The stats for mobile phone thefts are really alarming, so you should consider insurance.

On the other hand, most 'thefts' were actually mobiles dropped down the toilet, left on a bus, or vandalized by the girl who found those naughty text messages. All claimed as 'thefts' to get the insurance.

So the risk of thefts is really much lower.

But if you do drop things down the toilet, leave them on buses or have a feisty girlfriend, then I guess insurance fraud is something to think about ;)


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