BlueStr3ak

Does insurance cover breaking a phone if it's your own fault?

Does insurance cover breaking a phone if it's your own fault, like if you stand on it and break the screen or drop it down the toilet? Or does it only cover if it gets a genuine fault or stops working?

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3 comments

matt101101 / MOD  May. 1, 2013 at 15:56

Yes, as long as you didn't break it deliberately (though if you did, you'd be an idiot to admit that to the insurance company).

JanSt / MOD  May. 1, 2013 at 17:31

If it's somebody else's fault, their insurance should pay ;)

matt101101 / MOD  May. 1, 2013 at 18:00

If it's somebody else's fault, their insurance should pay ;)
Err, that only works when insurance is mandatory, like with cars :p. Good luck getting my daughter's non-existent phone insurance company to pay up if she drops your £500 phone...

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