unofficialmobotpollguy

POLL: What's more important - a case or insurance?

What's more important to you when you get a new phone: a case or insurance? Do you go for both, or just one? Or none?!

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10 comments

matt101101 / MOD  Mar. 21, 2013 at 14:02

Just a case...though my phone is insured as a perk of my house contents insurance. Saying that, if it wasn't, I wouldn't buy separate phone insurance.

lcurdie / MOD  Mar. 21, 2013 at 17:02

I've never bothered with a case. Inevitably, I'll now drop my phone on the pavement the moment I venture outside...

I do, however, have insurance, via some add-on thing for my current account (covers several portable devices).

CTPAHHIK  Mar. 21, 2013 at 17:08

It depends what insurance cover? Most common are broken screen and water damage.
Always get a cover if you want your phone look like new. Otherwise, there is not much use to it.

If your phone gets lost or stolen I recommend private medical insurance, don't think NHS covers that.

Pondlife  Mar. 21, 2013 at 17:09

I've never bothered with a case. Inevitably, I'll now drop my phone on the pavement the moment I venture outside...

I do, however, have insurance, via some add-on thing for my current account (covers several portable devices).


At least it's safe for a while then ;)

How do those things deal with claims as presumably they can't increase the cost for the accident prone unlike usual phone insurers?

CTPAHHIK  Mar. 21, 2013 at 17:13

I would think that in Lewis's case you must have a cover. iPhone will break as soon as you drop it. Most other phones are not made of glass, so all you get is a dent or a scratch.

Pondlife  Mar. 21, 2013 at 17:20

I'd assume the insurance wouldn't even cover the glass back tbh too.

mightyforest  Mar. 21, 2013 at 17:26

case for me

satchef1  Mar. 21, 2013 at 18:13

Never bothered with insurance. It's too expensinve IMHO. If it comes free (e.g. with a bank account) then fair enough, but there's no way I'm paying the £10-15/month that some pay.

Cases... depends on the handset. My Note 2 is in a case, but it is rather large, thin and fragile looking. I think this might be the first case I've bothered with since my Motorola V50 way back in 2002! I've generally found phones to be fairly durable (but then I'm not too bothered about cosmetic damage).

krogothnx  Mar. 21, 2013 at 19:00

i used to use a sleeve for my phone, since i didn't want a case but didn't want it to get damaged in my pocket but tbh... a screen protector is enough. i don't have insurance either. if i had a phone with a better range of cases though, then maybe.

JanSt / MOD  Mar. 21, 2013 at 19:51

Case depends on the phone. My N9 is caseless. It's built like the head of a hammer. I hate the plastic(ky) screen protectors. When I use iPhones I apply Spigen's glass screen protectors...

Insurance? Nope. Banks, Insurance companies, phone contracts, the Mafia, and Dick Cheney walked into that bar....

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