kingdragon

Does rooting affect insurance?

Say my phone got smashed up and the display was done in. Would the insurance company bother checking if the phone was rooted? Does rooting affect insurance? I know it affects warranty, but is that different?

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7 comments

JanSt / MOD  Jan. 17, 2013 at 20:56

I couldn't find a one definitive answer... some insurance companies seem to explicitely exclude rooted devices. But in most cases you deal with a lost/stolen or totally smashed phone and they probably can't ever find out, or don't care (unusable devices are often passed on to recycling companies that do not give a hoot about root or noot)....

Then there is this:
Starting January 2013, you can legally jailbreak or root your smartphone, which may include the iPhone or any Android phone. This was the same case as in the 2010 rules. However, this time, the ruling is explicit that the jailbreaking is only legal for “the sole purpose of enabling interoperability of [lawfully obtained] applications with computer programs on the telephone handset. So says the DMCA and they iz always right...

matt101101 / MOD  Jan. 18, 2013 at 09:30

Err, isn't the DMCA a piece of US legislation? Despite what the Americans like to think, their laws don't apply here in the UK.

Honestly, I don't think your insurance company would even check if a broken device was rooted. If the screen's broken, how would they check anyway ;)?

JanSt / MOD  Jan. 18, 2013 at 11:26

Yeah, true... I thought Blair's special relationship was still in place. My bad.

Anyhoo, you don't need a screen to check if a phone is rooted, but I believe they do not even check. At all. Devices with physical damage are passed on to recycling companies. They often don't even know whose phones they are dealing with.

Main problem is dealing with retail when the phone's faulty under the hood.

matt101101 / MOD  Jan. 18, 2013 at 12:29

Yeah, true... I thought Blair's special relationship was still in place. My bad.

Anyhoo, you don't need a screen to check if a phone is rooted, but I believe they do not even check. At all. Devices with physical damage are passed on to recycling companies. They often don't even know whose phones they are dealing with.

Main problem is dealing with retail when the phone's faulty under the hood.

Ahh, the good old Extradition Act 2003? If that's what you're referring to then yes, it's still around and it's still a pig of a piece of legislation. It's what makes the UK half of the UK/US extradition treaty legally enforceable; designed for terrorism, used for copyright infringement (albeit, never successfully AFAIK).

True, you don't need a display to see if it's rooted, but it is an easier job with one :p.

OP, put it this way, I would just get on with rooting your phone and not worry about the insurance company.

JanSt / MOD  Jan. 18, 2013 at 14:52


OP, put it this way, I would just get on with rooting your phone and not worry about the insurance company


That sums it up

Pondlife  Jan. 18, 2013 at 15:56

Potentially more worrying with broken screens it's harder/impossible (depending on device) to wipe your data before sending it back. So I change all passwords at that point.

JanSt / MOD  Jan. 18, 2013 at 16:12

good point

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