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SIM only vs Pay As You Go (PAYG)

What's the difference between SIM only and Pay As You Go (PAYG)?

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JanSt / MOD  Aug. 7, 2013 at 11:05

Sim-Only is a contract deal without you getting a phone. So, useful if you like to buy unbranded, unlocked handsets, or want a phone that your network doesn't offer. You are still locked into a contract though.
PAYG means just that. Prepay, no contract length defined. You can bring your own phone or buy a prepay handset from the network at a, sometimes, slightly cheaper price - usually, the networks subsidise prepay handsets, in return they lock them so you cannot abscond to another network easily. And sometimes they brand them with their logo, Start-up screens, themes etc...

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